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Terms of Service

Estar Insurance · ILoveMedicare.org

By accessing or using ILoveMedicare.org (the "Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.

Educational Purpose Only

The information provided on this Website is for general educational and informational purposes only. It does not constitute legal, financial, or insurance advice. Plan benefits, premiums, and availability may vary by location and are subject to change. Always consult official Medicare resources or a licensed advisor for guidance specific to your situation.

Not Government Affiliated

Estar Insurance and ILoveMedicare.org are not connected with, affiliated with, endorsed by, or authorized by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or any other federal or state government agency.

Solicitation Disclosure

This Website constitutes a solicitation of insurance. A licensed insurance agent may contact you to discuss your Medicare options. We represent multiple insurance carriers and may receive compensation when you enroll in a plan. Submitting a contact form, calling, or scanning the QR code does not automatically enroll you in any Medicare plan and creates no obligation to purchase any insurance product.

Licensing

Ana-Cristina Frigon is a licensed health and life insurance agent in the state of California (CA License #4408094). ILoveMedicare.org is operated by Estar Insurance, an independent insurance agency.

Intellectual Property

All content on this Website, including text, graphics, logos, and images, is the property of Estar Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Estar Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or reliance on any information provided herein.

Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page. Your continued use of the Website after any changes constitutes your acceptance of the new terms.

Governing Law

These Terms of Service are governed by the laws of the State of California, without regard to its conflict of law provisions.

Contact Us

For questions about these Terms of Service, please contact us at:

Estar Insurance
[email protected]
917-687-1644
Estar Insurance

A free educational resource powered by Estar Insurance, helping you navigate Medicare with clarity and confidence.

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Contact

Ana-Cristina Frigon

CA License #4408094

Licensing: Ana-Cristina Frigon is a licensed health and life insurance agent in the state of California (CA License #4408094). ILoveMedicare.org is operated by Estar Insurance, an independent insurance agency.

Not Government Affiliated: Estar Insurance and ILoveMedicare.org are not connected with, affiliated with, endorsed by, or authorized by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or any other federal or state government agency.

Educational Purpose Only: The information provided on this website is for general educational and informational purposes only. It does not constitute legal, financial, or insurance advice, and should not be relied upon as a complete description of Medicare benefits, coverage, costs, or eligibility. Plan benefits, premiums, and availability may vary by location and are subject to change. Always consult official Medicare resources or a licensed advisor for guidance specific to your situation.

No Obligation: Submitting a contact form, calling, or scanning the QR code does not automatically enroll you in any Medicare plan and creates no obligation to purchase any insurance product. You have the right to review all plan materials before making any enrollment decision.

Solicitation Disclosure: This website constitutes a solicitation of insurance. A licensed insurance agent may contact you to discuss your Medicare options. We represent multiple insurance carriers and may receive compensation when you enroll in a plan.

Official Medicare Resources: For complete and official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.

© 2026 Estar Insurance. All rights reserved. Licensed in California. CA License #4408094.