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Privacy Policy

Estar Insurance · ILoveMedicare.org

Estar Insurance ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit our website (the "Website") or interact with us in any other manner.

Information We Collect

Personal Information: When you contact us through our Website, phone, or email, we may collect personal information that you provide, including your full name, phone number, email address, and mailing address.

Automatically Collected Information: When you visit our Website, we may automatically collect certain information about your device and usage, including IP address, browser type, operating system, referring URLs, and pages viewed.

How We Use Your Information

To Communicate with You: We use your contact information to respond to your inquiries, provide insurance services, send administrative information, and keep you informed about your policy or our services.

Marketing and Promotional Communications: With your consent, we may use your information to send you updates, newsletters, or marketing communications via email, phone, or text message. You can opt out at any time by following the instructions provided in the communication or contacting us directly.

Legal Compliance: We may use your information to comply with applicable laws, regulations, or legal obligations, including responding to subpoenas, court orders, or legal requests.

Consent to Receive Text Messages

You are not required to consent to receive text messages from Estar Insurance. By providing your phone number and opting in, you consent to receive text messages from Estar Insurance regarding your inquiry, our services, or related insurance matters. Message and data rates may apply. Message frequency may vary. You can opt out at any time by replying "STOP" to any text message you receive from us. Please note that opting out may limit our ability to communicate with you regarding your policy or services.

Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. We do not sell, rent, release, or transfer your SMS consent or phone number to any third party for third-party marketing purposes. We may share your information in the following circumstances:

Service Providers: We may share your information with service providers who perform services on our behalf, such as marketing, customer service, or technical support. These service providers are contractually obligated to protect your information and use it only for the services they provide.

Legal Requirements: We may disclose your information if required by law, regulation, or legal process, or if we believe disclosure is necessary to protect our rights, property, or the safety of our users or others.

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Rights and Choices

Opting Out: You may opt out of receiving marketing communications from us by following the instructions in those communications or contacting us directly. If you opt out, we may still send you non-promotional communications related to your insurance services or ongoing business relationship.

Access and Update Information: You have the right to access, update, or correct your personal information. To do so, please contact us using the information below.

Third-Party Websites

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit.

SMS Message Communication

We may send SMS messages, either directly or via a third-party agent or authorized service provider, through your communication service provider in order to deliver them to you. You agree that your communication service provider is acting as your agent in this capacity. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Estar Insurance
[email protected]
917-687-1644
Estar Insurance

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Contact

Ana-Cristina Frigon

CA License #4408094

Licensing: Ana-Cristina Frigon is a licensed health and life insurance agent in the state of California (CA License #4408094). ILoveMedicare.org is operated by Estar Insurance, an independent insurance agency.

Not Government Affiliated: Estar Insurance and ILoveMedicare.org are not connected with, affiliated with, endorsed by, or authorized by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or any other federal or state government agency.

Educational Purpose Only: The information provided on this website is for general educational and informational purposes only. It does not constitute legal, financial, or insurance advice, and should not be relied upon as a complete description of Medicare benefits, coverage, costs, or eligibility. Plan benefits, premiums, and availability may vary by location and are subject to change. Always consult official Medicare resources or a licensed advisor for guidance specific to your situation.

No Obligation: Submitting a contact form, calling, or scanning the QR code does not automatically enroll you in any Medicare plan and creates no obligation to purchase any insurance product. You have the right to review all plan materials before making any enrollment decision.

Solicitation Disclosure: This website constitutes a solicitation of insurance. A licensed insurance agent may contact you to discuss your Medicare options. We represent multiple insurance carriers and may receive compensation when you enroll in a plan.

Official Medicare Resources: For complete and official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.

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